Current Rates
last updated on 11/5/2008 8:02:55 AM
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ACCOUNT TYPE
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MINIMUM DEPOSIT TO OPEN ACCOUNT
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MINIMUM BALANCE** TO OBTAIN APY
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INTEREST RATE
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Annual Percentage Yield
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Interest Rate for Balances over $25,000
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APY for Balances over $25,000
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***STATEMENT SAVINGS (V)
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$10.00
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$10.00
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0.50%
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0.50%
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0.50%
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0.50%
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CHRISTMAS CLUB
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$10.00
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$10.00
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1.99%
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2.00%
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1.99%
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2.00%
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***N.O.W. ACCOUNT (V)
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$750.00
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$750.00
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0.25%
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0.25%
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0.25%
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0.25%
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***SUPER N.O.W. ACCOUNT (V)
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$2,500.00
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$2,500.00-OVER
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0.35%
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0.35%
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0.35%
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0.35%
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***SUPER N.O.W. ACCOUNT (V)
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$2,500.00
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$0.00-2,499.99
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0.25%
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0.25%
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0.25%
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0.25%
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S.M.M.I.A. (V)
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$2,500.00
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$50,000.00-OVER
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1.74%
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1.75%
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|
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S.M.M.I.A. (V)
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$2,500.00
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$25,000.00-49,999.99
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1.39%
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1.40%
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1.39%
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1.40%
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S.M.M.I.A. (V)
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$2,500.00
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$10,000.00-24,999.99
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0.99%
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1.00%
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0.99%
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1.00%
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S.M.M.I.A. (V)
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$2,500.00
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$2,500.00-9,999.99
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0.70%
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0.70%
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0.70%
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0.70%
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S.M.M.I.A. (V)
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$2,500.00
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$10.00-2,499.99
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0.55%
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0.55%
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0.55%
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0.55%
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*91 DAY CD (A)
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$1,000.00
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$1,000.00
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1.49%
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1.50%
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1.64%
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1.65%
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*182 DAY CD (A)
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$1,000.00
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$1,000.00
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1.74%
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1.75%
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1.89%
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1.90%
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*12 MONTH CD (A)
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$1,000.00
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$1,000.00
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1.99%
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2.00%
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2.13%
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2.15%
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15 MONTH CD SPECIAL (B)
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$2,500.00
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$2,500.00
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2.72%
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2.75%
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2.72%
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2.75%
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*18 MONTH CD(B)
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$1,000.00
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$1,000.00
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2.08%
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2.10%
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2.23%
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2.25%
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*24 MONTH CD (B)
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$1,000.00
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$1,000.00
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2.28%
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2.30%
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2.43%
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2.45%
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*36 MONTH CD (B)
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$1,000.00
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$1,000.00
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2.38%
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2.40%
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2.53%
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2.55%
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*48 MONTH CD (B)
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$1,000.00
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$1,000.00
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2.48%
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2.50%
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2.62%
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2.65%
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12 MONTH IRA CD (A)
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$1,000.00
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$1,000.00
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1.99%
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2.00%
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2.13%
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2.15%
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15 MONTH IRA SPECIAL (B)
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$2,500.00
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$2,500.00
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2.72%
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2.75%
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2.72%
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2.75%
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24 MONTH IRA CD (B)
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$1,000.00
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$1,000.00
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2.28%
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2.30%
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2.43%
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2.45%
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36 MONTH IRA CD (B)
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$1,000.00
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$1,000.00
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2.38%
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2.40%
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2.53%
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2.55%
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18 MONTH OPEN TIME IRA (V)
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$50.00
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$50.00
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1.49%
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1.50%
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1.49%
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1.50%
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HEALTH SAVINGS ACCOUNT (V)
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$100.00
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$100.00
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0.50%
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0.50%
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0.50%
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0.50%
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*Add
.15 APY for amounts of $25,000 or
over.
** Average Daily Balance
*** Fees could reduce earnings on the account.
(v) The rate on this variable account may change after
the account is opened.
EARLY WITHDRAWAL PENALTY - If you withdraw any principal before the maturity date, we may impose a penalty of (A) three month's interest on the amount withdrawn if the certificate has a maturity of one year or less; or (B) six month's interest on the amount withdrawn if the certificate has a maturity of more than one year.
Rates
are subject to change at any time without notice.
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