Current Rates
last updated on 2/1/2012 8:56:26 AM
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ACCOUNT TYPE
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MINIMUM DEPOSIT TO OPEN ACCOUNT
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MINIMUM BALANCE** TO OBTAIN APY
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INTEREST RATE
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Annual Percentage Yield
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Interest Rate for Balances over $100,000
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APY for Balances over $100,000
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***STATEMENT SAVINGS (V)
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$0.00
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$10.00
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0.15%
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0.15%
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0.15%
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0.15%
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****CHRISTMAS CLUB
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$10.00
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$10.00
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0.25%
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0.25%
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0.25%
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0.25%
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***N.O.W. ACCOUNT (V)
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$750.00
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$0.00
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0.15%
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0.15%
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0.15%
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0.15%
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***SUPER N.O.W. ACCOUNT (V)
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$2,500.00
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$2,500.00-OVER
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0.20%
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0.20%
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0.20%
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0.20%
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***SUPER N.O.W. ACCOUNT (V)
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$2,500.00
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$0.00-2,499.99
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0.15%
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0.15%
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0.15%
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0.15%
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S.M.M.I.A. (V)
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$2,500.00
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$100,000.00-OVER
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0.50%
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0.50%
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0.50%
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0.50%
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S.M.M.I.A. (V)
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$2,500.00
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$50,000.00-99,999.99
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0.40%
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0.40%
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0.40%
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0.40%
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S.M.M.I.A. (V)
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$2,500.00
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$10,000.00-49,999.99
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0.35%
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0.35%
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0.35%
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0.35%
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S.M.M.I.A. (V)
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$2,500.00
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$10.00-9,999.99
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0.25%
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0.25%
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0.25%
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0.25%
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*91 DAY CD (A)
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$1,000.00
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$1,000.00
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0.30%
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0.30%
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0.40%
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0.40%
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*182 DAY CD (A)
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$1,000.00
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$1,000.00
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0.60%
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0.60%
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0.70%
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0.70%
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*12 MONTH CD (A)
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$1,000.00
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$1,000.00
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0.90%
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0.90%
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1.00%
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1.00%
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*24 MONTH CD (B)
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$1,000.00
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$1,000.00
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1.39%
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1.40%
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1.49%
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1.50%
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*36 MONTH CD (B)
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$1,000.00
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$1,000.00
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1.64%
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1.65%
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1.74%
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1.75%
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*48 MONTH CD (B)
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$1,000.00
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$1,000.00
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1.84%
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1.85%
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1.94%
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1.95%
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12 MONTH IRA CD (A)
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$1,000.00
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$1,000.00
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0.90%
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0.90%
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1.00%
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1.00%
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24 MONTH IRA CD (B)
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$1,000.00
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$1,000.00
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1.39%
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1.40%
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1.49%
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1.50%
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36 MONTH IRA CD (B)
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$1,000.00
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$1,000.00
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1.64%
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1.65%
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1.74%
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1.75%
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18 MONTH OPEN TIME IRA (V)
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$50.00
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$50.00
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1.49%
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1.50%
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1.49%
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1.50%
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*Add
.10 APY for amounts of $100,000 or
over.
** Average Daily Balance
*** Fees could reduce earnings on the account.
**** Maximum $5,000 per period.
***** Minimum Deposit of $5,000.00/Renews for 36 months at the current 36 month certificate rate
(v) The rate on this variable account may change after
the account is opened.
EARLY WITHDRAWAL PENALTY - If you withdraw any principal before the maturity date, we may impose a penalty of (A) three month's interest on the amount withdrawn if the certificate has a maturity of one year or less; or (B) six month's interest on the amount withdrawn if the certificate has a maturity of more than one year.
Rates
are subject to change at any time without notice.
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